Knowledge quiz

first, what are the repayment?
according to different loan products currently support equal interest, once interest payments due in principal and interest due on a monthly repayment of principal repayment.

Second, what is a credit?
as the name suggests is the borrower loan personal credit application. Because of this, in order to control credit risk by lending institutions grant credit is not high, ordinary working people obtain loans for personal monthly income of about 10 times, and civil servants, State enterprise employees and other quality customers to obtain loans for personal monthly income of about 15-20 times.